01 / Savings Loan
Savings Loan
16% p.a.
Per annum
A member-focused loan solution for eligible members seeking financial support based on the applicable NTS savings-loan requirements.
Enquire About Savings Loan
NTS Financial Services
FINANCIAL SUPPORT
WHEN YOU NEED IT.
Access member-focused loan solutions designed around different financial needs, including savings loans and emergency loans.
Together We Can
Member Financial Solutions
LOANS BUILT AROUND REAL-LIFE NEEDS.
Financial needs do not always arrive on schedule. NTS provides loan solutions designed to support members with planned financial needs and urgent situations.
Whether you are planning around a financial need or facing an unexpected expense, the available loan products provide different options for eligible NTS members. Availability is subject to applicable NTS requirements.
NTS loan products
02 / Emergency Loan
Emergency Loan
15% per month
Per month
Processed within 24 hours
A financing option designed for eligible members facing urgent financial needs, with emergency loan applications processed within 24 hours.
Enquire About Emergency LoanWHICH LOAN FITS YOUR NEED?
Savings LoanEmergency Loan
Purpose
Savings LoanFinancial support for applicable planned/member needs.
Emergency LoanUrgent financial needs.
Interest rate
Savings Loan16% p.a.
Emergency Loan15% per month
Processing
Savings LoanContact NTS for current processing details.
Emergency LoanProcessed within 24 hours.
Availability
Savings LoanSubject to applicable NTS requirements and eligibility.
Emergency LoanSubject to applicable NTS requirements and eligibility.
Interest rates are stated using their respective periods. 16% p.a. and 15% per month are not directly comparable as identical time periods.
Why members may choose each option
Savings Loan
FOR PLANNED FINANCIAL NEEDS
The savings loan can provide an option for eligible members looking for financing around planned financial needs.
Planned support
For applicable financial needs.
Member-based
Designed within the SACCO membership structure.
Financial flexibility
An additional financing option for eligible members.
Emergency Loan
FOR URGENT FINANCIAL NEEDS
When an unexpected financial need arises, the emergency loan provides an option for eligible members, with processing within 24 hours.
Urgent needs
Designed around emergency financial situations.
24-hour processing
Applications are processed within 24 hours.
Member support
A financing option within the NTS member structure.
HOW TO GET STARTED
Start with an enquiry and let NTS guide you through the applicable loan process.
- 01
Choose your loan
Savings Loan or Emergency Loan.
- 02
Make an enquiry
Contact NTS or submit the online loan enquiry.
- 03
Provide required information
NTS will guide you on the information and documentation required.
- 04
Application review
Your application is handled according to the applicable NTS requirements and process.
Emergency loan applications are processed within 24 hours.
WHO CAN APPLY?
Loan availability and eligibility depend on the applicable NTS membership and loan requirements.
- 01
NTS member
Loan products are intended for eligible NTS members.
- 02
Meet applicable requirements
Applicants must satisfy the requirements applicable to the selected loan product.
- 03
Provide required information
NTS will advise applicants on the relevant documentation and information required.
WHAT WILL I NEED?
Requirements can vary depending on the loan product and the applicant's circumstances. Contact NTS for the current requirements before preparing your application.
- 01
Member information
Relevant membership and identification details.
- 02
Loan information
Details about the purpose and amount being requested.
- 03
Supporting documentation
Any documents required for the applicable loan product.
Contact NTS for the current documentation requirements.
Loan Enquiry
LET'S TALK ABOUT YOUR FINANCIAL NEED.
Tell us which loan you are interested in and the NTS team can guide you on the next step.
Thank you. Your loan enquiry has been received. The NTS team will review your request and guide you on the next step.
BORROW WITH CLARITY.
A loan is a financial commitment. Before applying, make sure you understand the applicable interest rate, repayment obligations, fees, conditions and requirements for the product you are considering.
- 01
Read the terms
Ask questions before committing to a loan.
- 02
Understand the cost
Make sure you understand how the applicable interest rate is calculated.
- 03
Plan your repayments
Consider how the loan repayment fits into your financial responsibilities.
- 04
Get clarity
Contact NTS if you need clarification about the applicable loan product.
CLEAR RATES. CLEAR EXPECTATIONS.
Savings Loan
16% p.a.
Emergency Loan
15% per month
Rates shown are the current rates provided by NTS. Confirm the applicable terms, fees and repayment obligations with NTS before applying.
Considering cover too? See NTS insurance support or browse all NTS services.
LOANS FAQ
NTS currently offers a Savings Loan and an Emergency Loan. The Savings Loan carries an interest rate of 16% per annum, while the Emergency Loan carries an interest rate of 15% per month.
The Savings Loan interest rate is 16% per annum (p.a.).
The Emergency Loan interest rate is 15% per month.
Emergency loan applications are processed within 24 hours. Processing within 24 hours should not be interpreted as a guarantee of approval or disbursement within 24 hours.
Loan limits have not been published on this website. Contact NTS for the current applicable limits and requirements.
Loan products are available to eligible NTS members, subject to the applicable product requirements.
Requirements vary depending on the loan product and applicant. Contact NTS for the current documentation requirements.
You can submit an online enquiry through this website. NTS will guide you through the applicable application process.
Loan availability is subject to NTS membership and applicable eligibility requirements. Contact NTS to learn about membership and loan eligibility.
You can call or WhatsApp NTS on 0117222032, email info@naroktruckerssacco.com, or visit the office in Narok Town, Total Area.
UNDERSTANDING SACCO FINANCIAL SERVICES
SACCOs in Kenya operate within a regulated cooperative financial environment. Members can refer to official SASRA resources for information about SACCO regulation and consumer protection.
This is an external official resource. It does not imply affiliation with SASRA.
WHEN YOU NEED FINANCIAL SUPPORT, KNOW YOUR OPTIONS.
Explore the available NTS loan solutions and speak with the team about the option that fits your needs.